Information trip insurance for Mountaineering, climbing trekking South America Infinito Sur Expediciones

Roundtrip Insurance: The INFINITO SUR Adventure travel insurance scheme
(available both to Us and Non-Us Residents)
You must contract your own plan of insurance. You must pay special attention to de folowing items of your trip insurance contract:
*Insurance certificate: this contains full details of the cover provided plus the conditions and exclusions which apply to it. You must read the insurance certificate carefully. *Conditions and exclusions: there are conditions and exclusions which apply to individual sections and general conditions and exclusions to the whole certificate.
*Date change exclusion: changes in dates, could see widespread failure of computer and other systems containing computer ships, which depend on date-related information in order to work properly. Other than Medical Expenses, Hospital Benefit and Personal Accident, your certificate excludes anything directly or indirectly caused by failure of any computer hardware or software or other electrical equipment to recognize or process any date as the true calendar date.
*Fraudulent claims: the making of fraudulent claims is a criminal offence. Medical Expenses: the certificate does not provide private health treatment unless specifically approved by the emergency service.
*Health: the certificate contains conditions relating to the health of the people traveling an others upon whose well being the trip may depend. It may be that you are required to disclose known medical conditions of such people prior to cover being issued and you must be aware that failure to disclose such information will prejudice your position.
* Property claims: these are settled on an indemnity basis- not on a "new for old" or replacement cost basis, unless otherwise stated in the certificate.
*Certificate limits: most sections of the certificate have limits on the amount the insurer will pay under that section. Some section also have inner limits - e.g. for one item, or for valuables in total.
*Excesses: claims under most sections of the certificate will be subject to an excess. Where there is an excess, you will be responsible for paying the first part of a claim. *Reasonable care: you are required to take all reasonable care to protect yourself and your property and to act as though you are not insured.

*Complaints: the insurance certificate includes a Complaints Procedure, which tell you what steps you can take if you wish to make a complaint. "Cooling off" period: the certificate contains a "cooling off" period which allow you to return the certificate within 14 days of the date of issue or prior to travel ( whichever the sooner) and obtain a full refund if you have justifiable reason to be dissatisfied with the cover provided.
*Hazardous Holiday Activities: the certificate may not cover you when you take part in a certain hazardous activities. However, the certificate will cover you for any activities included in the itinerary for the holiday being booked from this brochure. If you want cover for any other hazardous activities, other than those included in your itinerary, please discuss your requirement with us.
American Law allows the parties to choose the law applicable to the contract. The contract will be subject to the American Law unless otherwise agreed.
PLEASE ENSURE THAT YOU READ YOUR INSURANCE CERTIFICATE CAREFULLY.

If you make your own insurance arrangements, documentary evidence of your own policy is required, which must contain evidence of satisfactory cover for repatriation and helicopter rescue.
PLEASE NOTE: This is Adventure travel, and most of the holidays destinations in this brochure are remote areas, within under-developed countries, where events are less predictable than is usually the case in, for example, Western Europe or North America. The unexpected is the norm in these areas, and despite painstaking planning and organization, these adventure expeditions can never be taken for granted like a normal trip. Many of the places which we visit do not have the same quality of emergency health and safety services that we are used to in the developed world. Internal flights can be cancelled, road transport is generally uncomfortable and unreliable, and hotels often do not approach the standards of the West. IF YOU ARE NOT PREPARED FOR THIS, YOU SHOULD NOT TRAVEL WITH US.
This unpredictability also means that the itineraries that we put forward for each of our holidays should be seen as statement of intent, rather than as contractual obligations. A variety of factors, including weather, transport difficulties and political instability, might dictate that we change of these itineraries. The expedition leader will make any changes which are necessary, after consultation with the group. Only rarely will such changes be considerable, and we will always do everything within our powers to minimize the effects of the enforced changes.
We cannot be held responsible for the results of changes or delays, irrespective of how they are caused.